Property&Casualty segment indicators by country
| (€ million) | Gross written premiums | Operating result | ||
|---|---|---|---|---|
| 31/12/2017 | 31/12/2016 | 31/12/2017 | 31/12/2016 | |
| Italy | 5,537 | 5,701 | 651 | 714 |
| France | 2,520 | 2,514 | 155 | 137 |
| Germany | 3,708 | 3,651 | 327 | 428 |
| Central Eastern Europe | 2,145 | 2,041 | 249 | 204 |
| International | 6,775 | 6,539 | 520 | 597 |
| EMEA | 4,332 | 4,262 | 486 | 438 |
| Spain | 1,490 | 1,461 | 162 | 168 |
| Austria | 1,481 | 1,441 | 211 | 169 |
| Switzerland | 744 | 761 | 70 | 70 |
| Other EMEA | 617 | 600 | 44 | 31 |
| Americas | 1,128 | 1,036 | 25 | 58 |
| Asia | 204 | 198 | -7 | 1 |
| Europ Assistance | 753 | 681 | 100 | 108 |
| Other | 359 | 361 | -85 | -6 |
| Group holding and other companies | 63 | 60 | 72 | -6 |
| Total | 20,749 | 20,507 | 1,972 | 2,073 |
Property&Casualty direct written premiums by line of business and by country
| (€ million) | Motor | Non motor | Total | |||
|---|---|---|---|---|---|---|
| 31/12/2017 | 31/12/2016 | 31/12/2017 | 31/12/2016 | 31/12/2017 | 31/12/2016 | |
| Italy | 2,086 | 2,184 | 3,330 | 3,390 | 5,416 | 5,574 |
| France | 862 | 840 | 1,591 | 1,624 | 2,453 | 2,464 |
| Germany | 1,489 | 1,429 | 2,215 | 2,219 | 3,704 | 3,648 |
| Central Eastern Europe | 1,103 | 1,052 | 1,003 | 952 | 2,106 | 2,004 |
| International | 2,511 | 2,374 | 3,781 | 3,662 | 6,293 | 6,036 |
| EMEA | 1,629 | 1,608 | 2,651 | 2,597 | 4,280 | 4,206 |
| Spain | 465 | 448 | 986 | 972 | 1,451 | 1,420 |
| Austria | 576 | 561 | 897 | 871 | 1,473 | 1,432 |
| Switzerland | 291 | 310 | 451 | 449 | 742 | 759 |
| Other EMEA | 297 | 290 | 317 | 305 | 614 | 595 |
| Americas | 848 | 749 | 277 | 278 | 1,125 | 1,028 |
| Asia | 13 | 16 | 90 | 90 | 103 | 106 |
| Europ Assistance | 21 | 0 | 610 | 551 | 631 | 551 |
| Other | 0 | 0 | 153 | 145 | 153 | 145 |
| Group holding and other companies | 3 | 8 | 41 | 33 | 44 | 41 |
| Total direct written premiums | 8,054 | 7,887 | 11,962 | 11,880 | 20,016 | 19,768 |
Technical indicators by country
| Combined ratio* | Loss ratio | Expense ratio | ||||
|---|---|---|---|---|---|---|
| 31/12/2017 | 31/12/2016 | 31/12/2017 | 31/12/2016 | 31/12/2017 | 31/12/2016 | |
| Italy | 90.0% | 89.9% | 65.2% | 66.0% | 24.8% | 23.9% |
| France | 98.4% | 99.4% | 70.8% | 71.5% | 27.6% | 27.9% |
| Germany | 92.6% | 90.0% | 65.1% | 63.0% | 27.5% | 27.0% |
| Central Eastern Europe | 87.8% | 89.5% | 56.8% | 58.6% | 31.0% | 30.9% |
| International | 96.2% | 94.8% | 66.8% | 65.3% | 29.4% | 29.5% |
| EMEA | 92.1% | 92.8% | 64.2% | 64.7% | 27.9% | 28.1% |
| Spain | 92.7% | 92.3% | 65.3% | 64.5% | 27.4% | 27.9% |
| Austria | 90.8% | 91.9% | 63.5% | 64.3% | 27.4% | 27.7% |
| Switzerland | 92.4% | 92.8% | 66.3% | 67.5% | 26.1% | 25.3% |
| Other EMEA | 93.9% | 97.0% | 59.5% | 62.4% | 34.4% | 34.6% |
| Americas | 105.5% | 102.7% | 68.0% | 64.0% | 37.5% | 38.8% |
| Asia | 103.8% | 100.5% | 68.4% | 58.9% | 35.4% | 41.7% |
| Europ Assistance | 89.4% | 89.6% | 60.8% | 62.1% | 28.7% | 27.5% |
| Other | 115.2% | 102.5% | 89.4% | 77.8% | 25.8% | 24.7% |
| Group holding and other companies | 52.6% | 68.7% | 42.1% | 59.6% | 10.5% | 9.1% |
| Total | 92.8% | 92.3% | 65.0% | 65.0% | 27.8% | 27.3% |
(*) CAT claims impacted on the Group combined ratio for 2.1 pps, of which 1.9 pps in Italy, 1.8 pps in France, 1.7 in Germany, 1.2 pps in Central and Eastern Europe, 2.2 pps to International and 6.4 pps to Group Holding and other companies (at 31 December 2016 CAT claims impacted on the Group combined ratio for 1.5 pps, of which 1.9 pps in Italy, 1.9 pps in France, 2.0 pps in Germany, 1.0 pps in Central and Eastern Europe and 5.9 pps attributable to Group Holding and other companies).